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Listed 20 days ago

816 Carnaby Crescent

Centennial, Oshawa

$674,900

Detached|Bungalow-Raised
3 | 2 | 5
About this home

Welcome to 816 Carnaby Crescent, a Beautifully Updated Detached 3 Bedroom Raised Bungalow offering the perfect place to call home with room for everyone needs. The Bright Updated Eat-in Kitchen features a convenient Walkout to the Deck, making outdoor BBQ duty effortless. The Open-Concept Living/Dining room is filled with natural light from the Large Bay Window, creating a warm and inviting space to relax and entertain. The Modern Finished Lower Level boasts Above-Grade Windows, a Huge Recreation Room with a Gas Fireplace and (Plenty of Space to add a Bedroom) a Large modern 3-piece Bathroom. An oversized laundry room with the potential to be converted into a Kitchen, making it an ideal setup for an in-law suite or extended family living. The extra-long single-car garage provides Direct access to the Basement for added convenience or possible Separate Entrance. Recent updates include New Windows '25 and a New Roof '25, Paint & Flooring '26 offering peace of mind for years to come. Ideally located close to shopping, grocery stores, restaurants, parks, schools, and everyday amenities, this move-in ready home is a fantastic opportunity for first-time buyers, downsizers, or growing families looking to settle into a desirable neighbourhood. MONTHLY HEAT & HYDRO APROX $192.00 with present owners.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,884
Lot Size45 ft x 112.32 ft
mls© NumberE13572854
Listed ByCENTURY 21 PERCY FULTON LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,454
Property tax
$407
Heat allowance
$150
Housing costs
$4,011 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $134,980
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,840 / mo
Cash down
$134,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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