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New9 hours ago

120 Second Avenue

Central, North Bay

$319,900

Detached|2-Storey
3 | 2 | 4
About this home

Welcome to the timeless elegance of this well-preserved two-storey century home, blending classic charm with modern conveniences. As you enter the home, high ceilings greet you on the main floor, creating an open and airy ambiance. The floor plan flows seamlessly from room to room, offering a spacious living area perfect for relaxation and entertaining. The bright, eat-in kitchen is complete with appliances, ample counter space, and a large window that invite the sun to flood the room. Completing this level is a convenient two-piece bathroom. Upstairs, you have three very generous-sized bedrooms with a large five-piece bathroom. Step outside to a fully fenced backyard, which is perfect for allowing children to play, pets to run free, or for holding summertime gatherings. You will never have to worry about parking with the double-wide driveway at the front of the home, complemented by another at the back via a mutual laneway. This ensures convenience and ease for multiple vehicles or guests that may visit.Throughout this century home, updates in the form of improved functionality and aesthetics are evident. From shingles and mechanical systems to modern fixtures and finishes, every aspect is well thought out for comfort and peace of mind. Close proximity to the North Bay Public Library, Shopping, Restaurants and more! Have a look today!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,734
Lot Size30 ft x 127 ft
mls© NumberX13707198
Listed ByCentury 21 Blue Sky Region Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,637
Property tax
$228
Heat allowance
$150
Housing costs
$2,015 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $63,980
25-yr amortization

Income needed

$62,000

gross annual household income

Payment at 4%
$1,346 / mo
Cash down
$63,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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