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Listed 20 days ago

219 King Street W

Central, North Bay

$319,900

Detached|1 1/2 Storey
3 | 2 | 2
About this home

Looking for your first home with old-home charm? This inviting property features a partially enclosed front entry porch, a fully screened-in porch, and a large back deck with a gazebo-perfect for enjoying your morning coffee. Inside, you'll find a kitchen with an adjoining dining room and a welcoming living room featuring built-in shelving, French doors, and a large window that fills the space with natural light. Upstairs were originally two bedrooms, with a third created from the larger bedroom. Use it as a walk-in closet, home office, nursery, or remove the wall to restore a spacious primary bedroom. The other original bedroom features wood flooring. There are two bathrooms-one on the second floor and another in the basement. Outside, the backyard workshop/shed is ready for a crafter or handy person, while a smaller shelter provides storage for a four-wheeler or lawn mower. The four-wheeler currently on the property may be purchased separately. A charming home with flexible spaces and plenty of possibilities and some projects to make it your own!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,611
Lot Size33 ft x 132 ft
mls© NumberX13637628
Listed ByKELLER WILLIAMS INSPIRE REALTY, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,637
Property tax
$218
Heat allowance
$150
Housing costs
$2,005 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $63,980
25-yr amortization

Income needed

$62,000

gross annual household income

Payment at 4%
$1,346 / mo
Cash down
$63,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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