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New5 days ago

3 Second Street S

Stoney Creek, Hamilton

$724,999

Detached|1 1/2 Storey
3 | 2 | 8
About this home

Welcome to this charming 2-storey home nestled in the heart of highly sought-after Olde Stoney Creek. Full of warmth and character, this lovingly maintained property showcases beautiful original trim and rich hemlock woodwork that truly sets it apart. Offering 3 bedrooms and 1.5 bathrooms, this home blends timeless charm with thoughtful updates. The bright and inviting sunroom is filled with natural light, creating the perfect space to relax, while the skylight-lit upper hallway adds even more brightness throughout. The main floor features a functional layout with an updated kitchen, updated bathrooms, and a cozy family room ideal for everyday living. Mechanically sound and meticulously cared for, this home includes updated windows (2015), furnace (2021), A/C (2015), a 200-amp electrical service with copper wiring, and copper plumbing throughout. The roof was replaced in 2016, and the detached 20 x 20 garage (2023) with hydro offers endless potential-perfect as a workshop, man cave, or easily convertible to additional functional space. Step outside to your private backyard oasis featuring a beautifully landscaped, kidney-shaped inground pool (refreshed in 2013) with a new pump and filter valve (2025), making it ideal for summer entertaining. Additional features include an owned hot water heater (2022), central vacuum with attachments, and an unfinished basement offering great storage or future potential. Located in a quiet, established neighbourhood known for its charm, mature trees, and strong sense of community, Olde Stoney Creek offers easy access to parks, schools, shopping, and the waterfront-making it a perfect place to call home. This property is truly immaculate and full of character-you don't find homes like this often.

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Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$5,243
Lot Size50 ft x 100 ft
mls© NumberX13676144
Listed ByRE/MAX REAL ESTATE CENTRE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,711
Property tax
$437
Heat allowance
$150
Housing costs
$4,298 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $145,000
25-yr amortization

Income needed

$132,000

gross annual household income

Payment at 4%
$3,051 / mo
Cash down
$145,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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