114 First Street N
Stoney Creek, Hamilton
$669,900
3 Bedroom Solid Brick Detached Home. New Owned Tankless Water Heater 2023. New Heat Pumps 2023 For Heating And Cooling. Original Forced Air Gas Radiant Heating System Still Existing But Not Being Used. Excellent Location In Stoney Creel, Near Schools, Parks, Restaurants, Public Transit And Shopping. Photos Are Virtually Staged & Decluttered.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,626 |
| Lot Size | 50 ft x 98 ft |
| mls© Number | X13466704 |
| Listed By | ROYAL LEPAGE REALTY CENTRE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,429
- Property tax
- $385
- Heat allowance
- $150
- Housing costs
- $3,964 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$122,000
gross annual household income
- Payment at 4%
- $2,819 / mo
- Cash down
- $133,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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