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Listed 13 days ago

60 ELFORD Crescent

Vincent, Hamilton

$599,900

Semi-Detached |2-Storey
3 | 2 | 4
About this home

Community, accessibility, privacy and piece of mind are all waiting for you in this turnkey Vincent semidetached. A true outlier with double wide carport and parking for 4+, this reverse pie lot offers a picture perfect backyard - fully fenced with no neighbours in sight. A perfect two storey home for families, this model features a front door for guests, side door for unloading out of the rain, and back sliders to keep an eye on kids and pets. Carpet free throughout the upgrades here include durable laminate floors, refinished stairs and fresh trim - easy to vacuum! The main level living room features a large, west facing vinyl window and space for sizeable furnishings. A TRUE eat in kitchen, this space is mindfully designed to fit a dining table while still enjoying light from the patio sliders. Stainless fridge, stove, dishwasher all upgraded along with washer/dryer. Main floor powder room is a no brainer for guests and busy families. Three second level bedrooms include duelling primary suites in the oversized front and back rooms. All bedrooms finished in laminate with closets, quality window coverings and upgraded light fixtures included. The main bath had a makeover including professionally installed bath surround, vanity with storage and modern lighting. There's more... what good luck that the side door is a direct access to the finished basement - inlaw potential? Currently used as a second family room. The basement has been refinished, including back-flow valve, a spotless and generous, laundry room, and an additional storage space with deep freezer. Furnace 2023, central air 2020, wood fence 2021, all new water and waste infrastructure with 25 year warranty Walk to premier schools, enjoy local golf courses, and walking trails, minutes to shopping and transit routes. This East End community is waiting to be your next home!

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
Style2-Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,190
Lot Size30.03 ft x 109.24 ft
mls© NumberX13646626
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$349
Heat allowance
$150
Housing costs
$3,570 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$110,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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