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Listed 14 days ago

148 St Andrews Drive

Vincent, Hamilton

$699,900

Freehold Townhouse|2-Storey
2 | 2 | 3
About this home

Backing onto a forested ravine, 148 St. Andrews Dr. is perfectly nestled in its own private natural oasis. The home is a semi-detached end unit of a row of townhouses and receives plenty of sunlight inside and out, year round. The home fronts to the East, providing a perfect view of the sunrise and the escarpment, while in the evenings you can enjoy stunning and uninterrupted sunsets in the backyard. St. Andrews is a quiet neighbourhood surrounded by hiking trails; close to the Red Hill Valley Parkway for easy commute and highway access, and very a short distance from multiple bus routes. Also close by are St. Joseph's Healthcare, the newly renovated Sir Wilfrid Laurier Recreation Centre, various schools, grocery stores and shopping centres. The home has two fully equipped apartments providing ready income potential and boasting recent upgrades to the entire property, these include the roof, eavestroughs, fascia, windows, weeping tiles, grading/drainage, landscaping, insulation, electrical, plumbing, full interior & exterior painting; as well as both the Upper and Lower units' floors, kitchens, closets, bedrooms, bathrooms, and appliances.

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agent
Angela Montano
(647) 283-2643
TypeAtt/Row/Townhouse
Style2-Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$2,167
Lot Size22.36 ft x 113.08 ft
mls© NumberX13638914
Listed ByREALTY WORLD LEGACY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$181
Heat allowance
$150
Housing costs
$3,913 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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