
















































148 St Andrews Drive
Vincent, Hamilton
$699,900
Backing onto a forested ravine, 148 St. Andrews Dr. is perfectly nestled in its own private natural oasis. The home is a semi-detached end unit of a row of townhouses and receives plenty of sunlight inside and out, year round. The home fronts to the East, providing a perfect view of the sunrise and the escarpment, while in the evenings you can enjoy stunning and uninterrupted sunsets in the backyard. St. Andrews is a quiet neighbourhood surrounded by hiking trails; close to the Red Hill Valley Parkway for easy commute and highway access, and very a short distance from multiple bus routes. Also close by are St. Joseph's Healthcare, the newly renovated Sir Wilfrid Laurier Recreation Centre, various schools, grocery stores and shopping centres. The home has two fully equipped apartments providing ready income potential and boasting recent upgrades to the entire property, these include the roof, eavestroughs, fascia, windows, weeping tiles, grading/drainage, landscaping, insulation, electrical, plumbing, full interior & exterior painting; as well as both the Upper and Lower units' floors, kitchens, closets, bedrooms, bathrooms, and appliances.
No extras listed.
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| Type | Att/Row/Townhouse |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,167 |
| Lot Size | 22.36 ft x 113.08 ft |
| mls© Number | X13638914 |
| Listed By | REALTY WORLD LEGACY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $181
- Heat allowance
- $150
- Housing costs
- $3,913 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$120,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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