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Listed 25 days ago

2 Carleton Street

557 - Thorold Downtown, Thorold

$669,000

Detached|2-Storey
3 | 2 | 5
About this home

Fall in love with the timeless Victorian charm of this beautifully renovated character home in the heart of Thorold. Offering approximately 1,700 sq. ft. above grade plus finished basement space, this unique home features elegant principal rooms, three bedrooms, two full bathrooms, and a thoughtful rear addition that blends seamlessly with the home's historic character. The finished basement includes an in-law suite setup with a separate entrance through the attached garage, providing excellent flexibility for extended family or income potential. Major updates include the furnace, A/C, hot water tank, and electrical (2011), plus a roof replaced within the last 10 years. Close to schools, parks, shopping, and highway access.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,324
Lot Size53.35 ft x 81.89 ft
mls© NumberX13625876
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,424
Property tax
$360
Heat allowance
$150
Housing costs
$3,935 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $133,800
25-yr amortization

Income needed

$121,000

gross annual household income

Payment at 4%
$2,815 / mo
Cash down
$133,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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