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557 - Thorold Downtown, Thorold
$669,000
Fall in love with the timeless Victorian charm of this beautifully renovated character home in the heart of Thorold. Offering approximately 1,700 sq. ft. above grade plus finished basement space, this unique home features elegant principal rooms, three bedrooms, two full bathrooms, and a thoughtful rear addition that blends seamlessly with the home's historic character. The finished basement includes an in-law suite setup with a separate entrance through the attached garage, providing excellent flexibility for extended family or income potential. Major updates include the furnace, A/C, hot water tank, and electrical (2011), plus a roof replaced within the last 10 years. Close to schools, parks, shopping, and highway access.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,324 |
| Lot Size | 53.35 ft x 81.89 ft |
| mls© Number | X13625876 |
| Listed By | RE/MAX ESCARPMENT GOLFI REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,424
- Property tax
- $360
- Heat allowance
- $150
- Housing costs
- $3,935 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$121,000
gross annual household income
- Payment at 4%
- $2,815 / mo
- Cash down
- $133,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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