45 Wellington Street N
557 - Thorold Downtown, Thorold
$399,900
Welcome to a Flexi-plex! Fully renovated 4-bedroom detached house with a flexible use possibility. Upstairs, two bedrooms plus a full washroom with a separate entrance and a small kitchenette, ideal for rooming or short-term rental. Main floor with an open concept living-dining and kitchen with two bedrooms and a beautiful washroom. The main floor has access to the backyard deck. The front foyer is ideal for lounging. Bus stop, places of worship (Church and Masjid) are within a two-minute walk. Unobstructed view of the Welland Canal. Family-sized kitchen and a set of washer-dryer in a common area for both the main floor and upper floor.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,973 |
| Lot Size | 34.8 ft x 112.5 ft |
| mls© Number | X13416172 |
| Listed By | CENTURY 21 PEOPLE`S CHOICE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $331
- Heat allowance
- $150
- Housing costs
- $2,528 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$78,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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