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Listed 1 month ago

196 FIRST ST LOUTH N/A

453 - Grapeview, St. Catharines

$699,999

Detached|Backsplit 4
3 | 2 | 5
About this home

3 Bedroom 2 full washrooms 4 level backsplit approximately 2000 living space family room with gas fire place and 3 piece washroom in prime west end location very well kept . many upgrades over the time. very close to hospital, schools, shopping freshly painted. family room walkout to backyard, highly rated schools and much more. The cozy lower-level family room features a warm gas fireplace and a walk-out to the backyard, perfect for extending your living space. An additional lower level is thoughtfully set up with laundry and bonus living space. Sump Pumps, Central vacuum as is never used, Sprinkler system,

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBacksplit 4
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,325
Lot Size42.12 ft x 108.26 ft
mls© NumberX13602516
Listed ByHOMELIFE/MIRACLE REALTY LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,583
Property tax
$444
Heat allowance
$150
Housing costs
$4,177 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $140,000
25-yr amortization

Income needed

$129,000

gross annual household income

Payment at 4%
$2,946 / mo
Cash down
$140,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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