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Listed 3 months ago

12 Stoney Brook Crescent

453 - Grapeview, St. Catharines

$749,000

Detached|Bungalow-Raised
3 | 2 | 5
About this home

Welcome to 12 Stoney Brook Crescent. A newly renovated bi-level bungalow with totally a separate in-law suite. Located in the highly sought after Huntington Heights neighbourhood of St. Catharines with quick access to restaurants, shopping, trails, and highway access. Situated on a generous 50 ft x 105 ft lot, this beautifully updated home offers the perfect blend of modern living and functional design. Renovated two years ago, the home features new appliances, new air conditioning, new furnace, and new complete laminate flooring throughout. The sun-filled interior is enhanced by skylights, with stairs leading to a spacious open-concept living and dining area. Private sunken backyard patio, ideal for relaxing or entertaining. This home also offers a separate entrance to a fully contained in-law suite providing excellent income potential or multigenerational living flexibility. The raised bungalow layout includes interior access from the garage and an interlocking brick driveway. The roof was replaced just five years ago. Located minutes from desirable Public and Catholic schools, hospitals, shopping, parks, and highways (QEW & 406), this is a turnkey opportunity in one of St. Catharines most sought after family-friendly communities. Note that some photos are virtually staged.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,431
Lot Size50.5 ft x 105 ft
mls© NumberX13182326
Listed ByRE/MAX ULTIMATE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,834
Property tax
$453
Heat allowance
$150
Housing costs
$4,436 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,800
25-yr amortization

Income needed

$137,000

gross annual household income

Payment at 4%
$3,152 / mo
Cash down
$149,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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