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Listed 26 days ago

43 Harvey Street

Gibson, Hamilton

$379,999

Detached|2-Storey
3 | 1 | 0
About this home

Opportunity Knocks for Investors and First Time Home Buyers...and it stays dry with NEW BASEMENT WATERPROOFING with 25 YEAR WARRANTY. Come see this 3 BR, 1 BTH home with Original Inlaid Hardwood Flooring, 100 AMP Electrical (on breakers) and *No Rear Neighbours*! In addition to the Basement, significant updates include Furnace - A/C / Heat Pump with Ecobee Smart Thermostat ('23), Eavestroughs ('23), Blown-In Attic Insulation ('23), Basement Hatch/Door ('26) and LED Lighting ('26). Newer kitchen ('22/'23), too. Located conveniently near schools, recreation, transportation, with a park just a few steps away - it's also within walking distance to the General Hospital, Hamilton Stadium, upcoming LRT and the rejuvenated Barton St. Business District. And with a 100 foot deep lot, the yard presents a great opportunity to add your personal gardening and landscaping touches.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,395
Lot Size20.79 ft x 100 ft
mls© NumberX13602212
Listed ByBradbury Estate Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,945
Property tax
$200
Heat allowance
$150
Housing costs
$2,295 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $76,000
25-yr amortization

Income needed

$71,000

gross annual household income

Payment at 4%
$1,599 / mo
Cash down
$76,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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