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455 - Secord Woods, St. Catharines
$579,900
Beautifully updated 4-level backsplit in a prime St. Catharines location, Secord Woods. Freshly renovated throughout, this move-in ready home features all new flooring, fresh paint, an updated kitchen, and beautifully renovated bathrooms. The open-concept main floor is designed for both everyday living and entertaining, offering a spacious living and dining area that flows seamlessly into the large kitchen, complete with a massive island and abundant cabinetry. With 3 bedrooms, 2 full bathrooms, and multiple finished living areas, this home offers incredible flexibility for growing families, first-time buyers, multi-generational living, or investors. The third level features a spacious rec room and laundry area, while the finished fourth level provides additional space for a media room, games room, home gym, office, or potential fourth bedroom. Fully finished from top to bottom, there is plenty of room for the entire family to spread out and enjoy. Outside, enjoy a private backyard retreat with a large patio and oversized storage shed. Located close to all major amenities and just minutes from the Pen Centre, Brock University, schools, shopping, restaurants, and convenient highway access.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,868 |
| Lot Size | 50 ft x 100 ft |
| mls© Number | X13550938 |
| Listed By | RE/MAX ESCARPMENT REALTY INC., BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,968
- Property tax
- $322
- Heat allowance
- $150
- Housing costs
- $3,441 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$106,000
gross annual household income
- Payment at 4%
- $2,440 / mo
- Cash down
- $115,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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