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455 - Secord Woods, St. Catharines
$499,900
Welcome home to 20 Brackencrest Road, a versatile and inviting bungalow perfectly situated in the quiet, family-friendly neighbourhood of Secord Woods. Whether you are a first-time homebuyer, a growing family, or an investor looking for a property with incredible "in-law" potential, this home offers the ideal balance of space, comfort, and functionality.The main floor provides a bright and airy atmosphere, featuring three bedrooms that easily adapt to your needs-whether you require space for a growing family or a dedicated home office. The level is completed by a four-piece bathroom. Downstairs, the finished basement is a true game-changer, offering a level of flexibility. Boasting a separate side entrance, this space is perfectly set up for a home office, a private guest suite, or a self-contained "second-generation" living area. The massive rec-room is ready for movie nights or game days-and yes, the pool table is negotiable to get your setup started! Rounding out the lower level is a convenient three-piece bathroom and ample dedicated storage space to keep your home clutter-free.The exterior of the property is just as impressive as the interior. Situated on a substantial 50' x 110' lot, the fully fenced backyard offers a private area for summer barbecues, gardening, or outdoor play. And for those who need space for projects or toys, prepare to be surprised by the garage. Far from a standard single-car stall, this oversized, extra-deep garage is a hobbyist's dream. Outfitted with hydro (220 service), it provides ample room to park two cars, set up a professional-grade workshop, or accommodate significant additional storage. Located minutes away from all the amenities you need. Outdoor enthusiasts will love easy access to the scenic Merritt Trail for weekend hikes and bike rides. , and a short drive to the major shopping hubs of Glendale Avenue and the Pen Centre.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,009 |
| Lot Size | 50 ft x 110 ft |
| mls© Number | X12849650 |
| Listed By | REAL BROKER ONTARIO LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $334
- Heat allowance
- $150
- Housing costs
- $3,043 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$94,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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