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Listed 2 months ago

70 Ray Street S

Kirkendall, Hamilton

$479,900

Detached|2-Storey
3 | 1 | 0
About this home

Unlock the incredible potential of 70 Ray Street South ! Nestled in Hamilton's highly desirable Strathcona South/Kirkendall area, this century family home blends classic historic charm with the walkable, trendy lifestyle of Locke Street South. Bring your design ideas to create a home to call your own. Naturally lit, Over-sized traditional rooms - Living, Dining, Sleeping, Eating - with high ceilings offer a solid, character-rich canvas. The lovely, large covered porch provides the perfect outdoor space for relaxing and entertaining at the same time. This property is minutes away from Hess Village, James Street North, local parks, schools and transit options, including quick access to the GO station and Hwy #403. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$5,419
Lot Size26.1 ft x 101.29 ft
mls© NumberX13514904
Listed ByCHASE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,456
Property tax
$452
Heat allowance
$150
Housing costs
$3,058 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $95,980
25-yr amortization

Income needed

$94,000

gross annual household income

Payment at 4%
$2,019 / mo
Cash down
$95,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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