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Kirkendall, Hamilton
$479,900
Unlock the incredible potential of 70 Ray Street South ! Nestled in Hamilton's highly desirable Strathcona South/Kirkendall area, this century family home blends classic historic charm with the walkable, trendy lifestyle of Locke Street South. Bring your design ideas to create a home to call your own. Naturally lit, Over-sized traditional rooms - Living, Dining, Sleeping, Eating - with high ceilings offer a solid, character-rich canvas. The lovely, large covered porch provides the perfect outdoor space for relaxing and entertaining at the same time. This property is minutes away from Hess Village, James Street North, local parks, schools and transit options, including quick access to the GO station and Hwy #403. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,419 |
| Lot Size | 26.1 ft x 101.29 ft |
| mls© Number | X13514904 |
| Listed By | CHASE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,456
- Property tax
- $452
- Heat allowance
- $150
- Housing costs
- $3,058 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$94,000
gross annual household income
- Payment at 4%
- $2,019 / mo
- Cash down
- $95,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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