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Listed 3 months ago

38 Rivercrest Road

Riverdale, Hamilton

$799,900

Detached|Bungalow
3 | 2 | 5
About this home

Life in this Stoney Creek bungalow keeps everyday living simple, with parks, schools, shopping, transit, Eastgate Square, Red Hill Valley Parkway, and the QEW all close by. Set in the Riverdale neighbourhood near Barton Street and Grays Road, this home offers a practical location for commuters, families, downsizers, and buyers wanting convenient access to Hamilton, Niagara, and the GTA. The main floor features 3 bedrooms, 1 full bathroom, a bright living area, and a functional layout with comfortable room sizes throughout. With approximately 1,252 sq ft above grade plus a fully finished lower level, there is plenty of space for daily living, hosting, hobbies, or work-from-home needs.The finished basement adds valuable flexibility with a separate entrance, full bathroom, family room, laundry area, and in-law capability. With the right improvements, the lower level could offer potential for a future kitchenette or extended family setup, making it a practical option for multi-generational living or buyers looking for extra finished space with options.Additional features include an attached garage with auto garage door remote, 4 driveway parking spaces, carpet-free living, central air, forced air gas heating, brick exterior, municipal services, and a 44.99 ft x 100.62 ft lot.A well-kept Stoney Creek bungalow with a finished basement, separate entrance, attached garage, and a location that makes commuting, errands, and daily life easier.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$5,165
Lot Size44.99 ft x 100.62 ft
mls© NumberX13225046
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$430
Heat allowance
$150
Housing costs
$4,675 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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