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Listed 15 days ago

127 Main Street S

Georgetown, Halton Hills

$880,000

Detached|2-Storey
3 | 3 | 4
About this home

Charming detached 2-storey home in the heart of Downtown Georgetown offering over 1,490 sq. ft. of well-designed living space plus a finished basement. Featuring 3 bedrooms, 3 bathrooms, spacious living and family rooms filled with natural light, and a bright open-concept kitchen with ample cabinetry and walkout to a covered side deck. The finished basement includes a large rec room, 3-piece bath, workshop/storage area, multiple storage closets, and walkout to the fully fenced backyard. Full of character with a functional family-friendly layout, this home also offers main floor laundry, a covered front porch, and parking for up to 4 vehicles with two driveways. Ideally located within walking distance to shops, restaurants, professional offices, parks, and everyday amenities. Potential for building two semis with basement apartments Excellent Main Street exposure and a prime downtown location make this a unique opportunity for homeowners seeking charm, convenience, and exceptional accessibility!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,300
Lot Size55 ft x 132 ft
mls© NumberW13587658
Listed ByColdwell Banker Elevate Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,504
Property tax
$358
Heat allowance
$150
Housing costs
$5,013 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $176,000
25-yr amortization

Income needed

$154,000

gross annual household income

Payment at 4%
$3,703 / mo
Cash down
$176,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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