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Listed 2 months ago

21 Market Street

Georgetown, Halton Hills

$1,379,000

Detached|Bungalow
3 | 2 | 7
About this home

Welcome to 21 Market Street, ideally located in the coveted Park Area, on one of Downtown Georgetown's quietest streets. This fully renovated bungalow blends style, comfort, & walkable convenience. Inside, the bright open-concept layout creates an inviting space for everyday living & entertaining, anchored by a beautifully renovated kitchen. The main level offers three well-sized bedrooms, fully renovated bathroom, carpet-free living, neutral paint throughout, & oversized windows that fill the home with natural light. Extensive renovations throughout since 2019 as well as recent electrical, plumbing, & roof (2021). The fully finished lower level, with a separate entrance, adds exceptional versatility with a large bedroom with walk-in closet, renovated bathroom with heated floors, & a large bright family room ideal for guests, extended family, or multi-generational living. Outside, the fully landscaped lot is a private retreat with multiple entertaining areas, including a covered dining pavilion perfect for summer evenings. Perennial gardens, fruit trees, & a tiered vegetable and herb garden with its own potting shed complete this magical outdoor setting. An attached garage plus a bonus large outdoor building with 240/120V service, is ideal for hobbyists or storage. Parking for up to seven cars is a rare find in this sought-after location. Surrounded by the majestic homes of the Park Area, you're just a short stroll to historic Downtown Georgetown with its cafes, restaurants, library, live theatre, art gallery, gourmet food shops, & the Downtown Georgetown Farmer's Market. Also within walking distance to four schools, playgrounds, the Georgetown Fairgrounds, sports fields, & scenic groomed hiking trails. Commuters will appreciate being just a 15-minute walk to the Georgetown GO Station, with service to Union Station, & only minutes to the Toronto Premium Outlet Mall, Hwy 401/407. A Recent Home Inspection Report is Available. A rarely available gem in the Park!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$6,345
Lot Size58 ft x 132 ft
mls© NumberW13214888
Listed ByColdwell Banker Elevate Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,058
Property tax
$529
Heat allowance
$150
Housing costs
$7,737 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $275,800
25-yr amortization

Income needed

$238,000

gross annual household income

Payment at 4%
$5,803 / mo
Cash down
$275,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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