218 James Street E
Orillia, Orillia
$389,900
Tired Of Renting Or Looking To Downsize? You Won't Want To Miss This Wonderful Opportunity To Call This Home Your Own. This Property Has Everything That You Need With 2 Bedrooms, 1 Bathroom, A Generously-Sized, Fully-Fenced Backyard & A Massive Detached Garage With Floor To Ceiling Concrete Block Walls, Hydro & A Bonus Workshop. Enjoy Your Morning Coffee On Your Charming Covered Back Porch Overlooking Mature Trees & Your Very Own Firepit. Low-Maintenance Living With A Long-Lasting Metal Roof & Simple Floor Plan. Updates Include: Renovated Kitchen (2021), House Completely Re-Wired With New 100 Amp Panel & 60 Amp Pony Panel In Garage (2021), New Flooring In Living Room & Hallway (Aug 2026), Moore Vents Installed In Attic & Insulation Brought Up To R40 Value (Aug 2026) & A New Side Porch (2026). Lovingly Maintained Gardens & Curb Appeal Galore. Located Close To Parks, Schools, Public Transit, Shopping & Bustling Downtown Orillia.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | < 700 sq. ft. |
| Property Tax | $2,449 |
| Lot Size | 50 ft x 100 ft |
| mls© Number | S13686668 |
| Listed By | Century 21 B.J. Roth Realty Ltd. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,996
- Property tax
- $204
- Heat allowance
- $150
- Housing costs
- $2,350 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$72,000
gross annual household income
- Payment at 4%
- $1,641 / mo
- Cash down
- $77,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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