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Listed 20 days ago

430 Gill Street

Orillia, Orillia

$419,900

Detached|Bungalow
1 | 1 | 3
About this home

Perfect for first-time buyers or those looking to downsize, this well-maintained bungalow sits on a level, fully fenced lot and offers excellent value. The bright dining room features a walkout to a spacious 14' x 10' deck, creating the perfect space for outdoor dining and entertaining. Main floor features eat in kitchen, spacious living room, bedroom and 4 piece bath. Single detached garage and paved driveway provide ample parking and storage. The full basement is great for added storage and laundry area. Efficient natural gas heating ensures year-round comfort. Located on City transit, close to parks, schools, and everyday amenities. Some photo's have been virtually staged.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,570
Lot Size49 ft x 94.5 ft
mls© NumberS13620104
Listed ByRE/MAX RIGHT MOVE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,149
Property tax
$214
Heat allowance
$150
Housing costs
$2,513 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $83,980
25-yr amortization

Income needed

$77,000

gross annual household income

Payment at 4%
$1,767 / mo
Cash down
$83,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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