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Listed 20 days ago

38 North Street W

Orillia, Orillia

$569,999

Detached|Bungalow-Raised
2 | 1 | 3
About this home

Functional. Inviting. Well-Located. Set in Orillia's North Ward, this all-brick bungalow offers a thoughtful layout and versatile living spaces, ideal for both growing families and those looking to downsize without compromise. A private, fully fenced backyard provides a quiet outdoor retreat, while a separate entrance to the basement introduces excellent potential for in-law capability or flexible multi-generational living.The main level features a spacious, open-concept kitchen complete with solid wood cabinetry, a centre island, and a walkout to the rear yard, seamlessly connecting indoor and outdoor living. A separate dining area with access to a covered deck extends the space for everyday living and entertaining. Two well-proportioned bedrooms and an updated bathroom complete the main floor.The partially finished basement adds further functionality with two additional bedrooms, a generous recreation space, and an open laundry area with utility sink. Notable updates include the roof and furnace, both completed in 2019, offering added peace of mind.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,658
Lot Size60 ft x 150 ft
mls© NumberS13620062
Listed ByKELLER WILLIAMS EXPERIENCE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,918
Property tax
$305
Heat allowance
$150
Housing costs
$3,372 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $114,000
25-yr amortization

Income needed

$104,000

gross annual household income

Payment at 4%
$2,399 / mo
Cash down
$114,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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