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Listed 2 months ago

27 Finlay Road

West Bayfield, Barrie

$649,900

Detached|Bungalow
2 | 2 | 3
About this home

ONE-LEVEL LIVING MADE EASY WITH A SUN-FILLED LAYOUT, A FULLY FENCED BACKYARD, & AN UNBEATABLE LOCATION CLOSE TO EVERYTHING! Welcome to the carefree lifestyle you've been waiting for! This beautifully maintained 2-bedroom, 2-bathroom bungalow offers easy, low-maintenance living in one of Barrie's most desirable north-end neighbourhoods, making it an exceptional opportunity for first-time buyers, downsizers, and savvy investors alike. From the moment you step inside, you'll appreciate the bright, inviting layout, where expansive windows fill the spacious living and dining area with natural light, creating a warm, welcoming atmosphere for everyday living and entertaining. The updated kitchen is designed to impress with granite countertops, modern appliances, abundant cabinetry, and a sliding glass walkout leading directly to your private backyard retreat. Spend your summers hosting BBQs on the large deck, enjoying peaceful morning coffees surrounded by mature trees as kids or pets play freely in the fully fenced yard, or tending to the garden beds, all with the added convenience of a storage shed. The generous primary bedroom features semi-ensuite access to the 4-piece bath, while a second spacious bedroom, main floor laundry, and an attached garage with interior entry and built-in storage make daily life wonderfully convenient. Downstairs, the partially finished basement already offers a rec room and powder room, leaving plenty of opportunity to create additional living space tailored to your lifestyle. Complete with a private double driveway and an unbeatable location just minutes from Highway 400, public transit, West Bayfield Elementary, SmartCentres Barrie North shopping plaza, Georgian Mall, the Sunnidale Arboretum, and every convenience along Bayfield Street, this is the kind of #HomeToStay that offers immediate comfort today and lasting value for years to come.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age31-50
Size700-1100 sq. ft.
Property Tax$4,358
Lot Size39.37 ft x 109.97 ft
mls© NumberS13499902
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$363
Heat allowance
$150
Housing costs
$3,840 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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