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Price Change$1,079,000

71 Church Street

Keswick North, Georgina

$949,000

Detached|2-Storey
4 | 6 | 6
About this home

Client RemarksStunning 7-bed room home plus a den with 6 bathrooms offering over 4000 sq. ft. of total living space, including a fully legal basement suite. The basement features its own kitchen, 3 bedrooms, 2 bathrooms, laundry, and a separate walk-up entrance, providing excellent income potential. Situated on a large 50.2 ft x 147 ft lot. The property includes a double front door with Decorative inserts and over $100K invested in renovation and basement legalization. The main floor showcases a spacious eat-in kitchen with a gas stove, stylish backsplash, Quartz countertop and a large L-shaped island. An Elegant hardwood staircase leads to both the upper level and basement. The open-concept layout connects the living, dining & family areas, making it ideal for entertaining. Pot lights and mouldings thru out the house. The backyard features an in ground swimming pool with a cabana, perfect for summer enjoyment. Recent upgrades include a new furnace (June-2024), new Hot water tank -(2025). Three new windows, a walk-up basement entrance, and a new 200-amps electrical panel installed in 2026 for the legal basement. Conveniently located just 3 minutes from Lake Simcoe and 7 minutes from Highway 404. The home is close to schools, shopping, all amenities, and a new opened recreation complex.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$7,756
Lot Size50.2 ft x 147.64 ft
mls© NumberN13603238
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,857
Property tax
$646
Heat allowance
$150
Housing costs
$5,654 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $189,800
25-yr amortization

Income needed

$174,000

gross annual household income

Payment at 4%
$3,994 / mo
Cash down
$189,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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