21 Persica Street
Oak Ridges, Richmond Hill
$989,000
Located at high demand area NO POTL FEE freehold 4+1 bedroom **END UNIT** FREEHOLD townhome like a semi detached. recently refreshed and cleaned! Modern design with open concept, LED pot light throughout, hardwood floor at 2nd and 3rd floor. Main floor room can be 4th bedroom as 2nd master /parent ensuite. Separate entrance provides more privacy while finished walk up basement as a potential rental income. Close to Bond Lake, Banks, Restaurants, shops, and so on. **EXTRAS** Rough in basement for extra Landry room.
No extras listed.
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This seller is likely holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Att/Row/Townhouse |
| Style | 3-Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,200 |
| Lot Size | 20 ft x 82 ft |
| mls© Number | N13598594 |
| Listed By | GOLDEN BRIDGE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,062
- Property tax
- $517
- Heat allowance
- $150
- Housing costs
- $5,729 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$176,000
gross annual household income
- Payment at 4%
- $4,162 / mo
- Cash down
- $197,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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