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Listed 1 month ago

957 7th Line

Alcona, Innisfil

$639,900

Detached|Bungalow-Raised
3 | 3 | 5
About this home

Located just a short walk from Lake Simcoe, this property offers the feel of country living while still enjoying the convenience of city amenities. Set on a private 50' x 160' lot surrounded by mature trees and close to parks and walking trails, this well-maintained raised bungalow is move-in ready and showcases pride of ownership throughout. Offering 3 bedrooms, 3 full bathrooms, and a spacious finished basement with excellent in-law potential, this home is ideal for families of all sizes. MAIN FLOOR: The bright eat-in kitchen features sliding doors to the covered country porch. The living room includes a gas fireplace, and the main level is completed by three good-sized bedrooms, including a primary bedroom with ensuite, plus a second full bathroom with a skylight. LOWER LEVEL: The finished basement offers a kitchen area, large rec room with a gas fireplace, office, full bathroom, and plenty of space to add additional bedrooms or living space if needed. NOTABLE UPDATES: Metal roof (2006), furnace and heat pump (2024), sump pump (2024), owned hot water tank (2023), three basement windows (2024), new carpet (2026), freshly painted (2026), 200-amp electrical service, plus two sheds, one with hydro. Come take a look today!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age31-50
Size700-1100 sq. ft.
Property Tax$3,706
Lot Size50 ft x 160 ft
mls© NumberN13570400
Listed ByCENTURY 21 B.J. ROTH REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,275
Property tax
$309
Heat allowance
$150
Housing costs
$3,734 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,980
25-yr amortization

Income needed

$115,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$127,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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