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Listed 1 month ago

774 James Street

Alcona, Innisfil

$599,000

Detached|Bungalow
3 | 1 | 7
About this home

Welcome home to this beautiful, private 80 x 149 ft. lot, located just steps to Lake Simcoe in the heart of Innisfil. Offering the ultimate ease of all-on-one-level living, this property perfectly blends lakeside charm with peace and privacy. Step outside into your own fully fenced, Zen-like backyard oasis, where a peaceful stream runs right through the property. Backing directly onto Trinity Park, the heavily treed yard provides incredible natural privacy and a scenic buffer from neighbors. It is the ultimate outdoor setup for entertaining, highlighted by a large deck with a beautiful overhead pergola for shaded patio dining, a garden shed, a massive custom workshop, and a detached garage featuring a newly updated roof (2025).Inside, the home is designed for comfort and flow, featuring a kitchen tastefully renovated in 2021 complete with elegant quartz countertops. You can easily look out over the yard and stream through a stunning, large window in the living area that floods the space with natural light. Keep cozy year-round with a natural gas fireplace alongside a high-efficiency heat pump installed in 2020, and enjoy the comfort of a freshly upgraded bathroom. Combining functional single-story living with a breathtaking outdoor retreat, this home is a rare lakeside find.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,372
Lot Size80.02 ft x 149.92 ft
mls© NumberN13563838
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$281
Heat allowance
$150
Housing costs
$3,497 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$108,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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