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Alcona, Innisfil
$1,200,000
Charming partially winterized Lake Simcoe cottage lovingly owned by the same family for nearly 60 years, ready for its next chapter of memories. Escape to the lake at 2389 Crystal Beach Road, a classic 1938 waterfront cottage with postcard views over Lake Simcoe and a warm, nostalgic feel throughout. Boasting a brand new roof this spring, this 2 bed, 1 bath retreat has been carefully maintained with mostly vinyl doublepane windows, updated appliances and an improved electrical panel, while preserving its character with original cedar V back panelling in most rooms. Heat is provided by baseboard heaters and a cozy gas fireplace (was propane, but may be converted to natural gas), makingthis an ideal 3 season getaway for spring, summer and fall stays.Step outside to the expansive wraparound family sized deck that spans three sides of the cottage, perfect for outdoor dining, entertaining and watching the boats and kiddies in the water. The gentle waterfront offers a mix of sand and rock shoreline that is great for little ones to play and wade, with 8 sections of newer 10 ft lengths of dock included for swimming,lounging or mooring your boat. A boat lift can also be negotiated for those wanting to max out their time on the lake.Upstairs, a loft O/L the lake offers exciting potential to be finished into a 3rd bedroom, office/bunk room, with over 7 ft ceiling height in the dormer area and the possibility of a future walkout to an upper deck (buyer to verify). Outside you will also find a 15'3" x 26'9" large workshop/garage with a rough in for a bathroom, great for the handyman and hobbies with a storage loft and an additional older garage structure that may appeal to those looking for a project.This little gem sits in a family friendly Innisfil waterfront community on Lake Simcoe and is ready for new owners to enjoy cottage life start making their own lakeside memories. Imagine enjoying a sweeping 81' view of Lake Simcoe and paying lesser taxes than the average waterfront.
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| Type | Detached |
| Style | Bungaloft |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $5,401 |
| Lot Size | 66.01 ft x 162.53 ft |
| mls© Number | N13485442 |
| Listed By | CENTURY 21 B.J. ROTH REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,142
- Property tax
- $450
- Heat allowance
- $150
- Housing costs
- $6,742 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$207,000
gross annual household income
- Payment at 4%
- $5,050 / mo
- Cash down
- $240,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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