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Listed 1 month ago

195 King Street

Mt Albert, East Gwillimbury

$899,900

Detached|Bungalow-Raised
2 | 2 | 7
About this home

Well-cared-for all-brick raised bungalow in the heart of Mt Albert, offering bright, spacious principal rooms and a thoughtfully updated interior. The modern kitchen features granite countertops, ceramic backsplash, pot lights and a breakfast bar, with a walkout to a large deck-perfect for outdoor dining and entertaining. The open-concept living and dining area is warm and inviting, highlighted by a gas fireplace, creating seamless indoor-outdoor living. The main floor includes two generously sized bedrooms, while the lower level offers a third bedroom along with a professionally finished recreation space boasting 9-foot ceilings and large windows for plenty of natural light. An additional unfinished area provides excellent potential for future customization. The primary bedroom includes a walk-in closet and ceiling fan for added comfort. Exterior features include a private, fully fenced 60' wide lot and a double-car garage. Located within walking distance to the library, recreation centre, schools, parks, shopping and a splash pad, this home offers both convenience and a family-friendly lifestyle.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,176
Lot Size60.79 ft x 117.7 ft
mls© NumberN13514952
Listed ByRE/MAX HALLMARK YORK GROUP REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,606
Property tax
$348
Heat allowance
$150
Housing costs
$5,104 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,980
25-yr amortization

Income needed

$157,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$179,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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