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Listed 5 months ago

646 Simcoe Road

Bradford, Bradford West Gwillimbury

$1,290,000

Detached|Bungalow-Raised
2 | 3 | 20
About this home

Newly renovated raised bungalow on a main artery in Bradford, situated on one of the largest lots in town. The gourmet kitchen features a dry bar, built-in stainless steel appliances, and walkout access to the deck. The beautifully landscaped backyard includes jacuzzi seating and offers parking capacity for up to 20 vehicles. The primary bedroom offers a heated-floor ensuite, while custom built-in closets and a TV bench add tailored convenience. A large detached six-car garage/workshop with a separate electrical panel provides exceptional utility. Exterior lighting and smart home features complete the package

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,813
Lot Size75 ft x 295 ft
mls© NumberN12907866
Listed ByBAY STREET GROUP INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,603
Property tax
$484
Heat allowance
$150
Housing costs
$7,237 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $258,000
25-yr amortization

Income needed

$223,000

gross annual household income

Payment at 4%
$5,429 / mo
Cash down
$258,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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