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Listed 2 months ago

435 Simcoe Street

Bradford, Bradford West Gwillimbury

$879,900

Detached|2-Storey
3 | 4 | 3
About this home

Welcome to 435 Simcoe Road, a beautiful and immaculate 3-bedroom, 4-bath home in the heart of Bradford - ideal for first-time buyers, young couples, and growing families with children! This bright and inviting home features an open-concept main floor layout with a spacious living room highlighted by a large picture window offering spectacular views of the scenic neighbourhood and filling the space with natural light. The functional layout is perfect for comfortable family living and entertaining, with a terrace and BBQ area. The second floor offers a large primary bedroom complete with a relaxing corner tub ensuite, along with two other spacious bedrooms with closets. A skylight brings additional warmth and natural light to the upper level. The professionally finished walk-out basement studio with separate entrance, completed in 2020, provides excellent flexibility for an in-law suite, potential rental income, extended family living, or a professional work-from-home office. The basement also features a beautiful 3-piece bathroom with a glass shower enclosure. Additional upgrades include pot lights, a fresh coat of paint, fairly new appliances, new air conditioning, separate side stairs to the basement, and an extended driveway for additional parking completed in 2024. Move-in ready with modern updates, a family-oriented neighbourhood, and cozy space for the whole family - a must-see home!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$4,456
Lot Size33.9 ft x 102.97 ft
mls© NumberN13450072
Listed ByRE/MAX PREMIER INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,504
Property tax
$371
Heat allowance
$150
Housing costs
$5,025 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $175,980
25-yr amortization

Income needed

$155,000

gross annual household income

Payment at 4%
$3,703 / mo
Cash down
$175,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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