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Downtown Whitby, Whitby
$699,900
Welcome To A Truly Turn-Key Home In A Mature Whitby Neighbourhood! Completely Gutted And Renovated From Top To Bottom, This Property Offers The Feel Of A Brand-New Home With Modern Finishes And Quality Upgrades Throughout. Nearly Everything Is New Including Kitchens, Bathrooms, Flooring, Drywall, Windows And More. The Main Floor Features A Bright And Functional Layout With 3 Generous Bedrooms, A Powder-room & Stylish 3-Piece Bathroom And A Beautifully Finished Kitchen And Living Space. The Lower Level Offers Incredible Versatility And Income Potential With A Legal Basement Apartment, Including A Spacious 2-Bedroom Unit Complete With A Full Kitchen And 3-Piece Bathroom, Plus A Separate Bachelor-Style Area With Its Own Kitchenette And 3-Piece Bathroom. An Excellent Opportunity For Buyers Looking To Live Upstairs While Generating Rental Income, Multi-Generational Families, Or Investors Seeking A Move-In Ready Property. Ideally Located Just Minutes From Highway 401, Whitby GO, Shopping, Restaurants And Everyday Amenities, With Schools Within Walking Distance. Situated In A Mature Neighbourhood Surrounded By Continued Growth And Development, This Is A Unique Opportunity To Own A Fully Renovated Home With Exceptional Flexibility And Income Potential!
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $5,862 |
| Lot Size | 52 ft x 132.5 ft |
| mls© Number | E13719460 |
| Listed By | RE/MAX METROPOLIS REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $489
- Heat allowance
- $150
- Housing costs
- $4,221 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$130,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
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