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New14 hours ago

205 Clemence Avenue

Downtown Whitby, Whitby

$699,900

Detached|Bungalow
3 | 3 | 3
About this home

Welcome To A Truly Turn-Key Home In A Mature Whitby Neighbourhood! Completely Gutted And Renovated From Top To Bottom, This Property Offers The Feel Of A Brand-New Home With Modern Finishes And Quality Upgrades Throughout. Nearly Everything Is New Including Kitchens, Bathrooms, Flooring, Drywall, Windows And More. The Main Floor Features A Bright And Functional Layout With 3 Generous Bedrooms, A Powder-room & Stylish 3-Piece Bathroom And A Beautifully Finished Kitchen And Living Space. The Lower Level Offers Incredible Versatility And Income Potential With A Legal Basement Apartment, Including A Spacious 2-Bedroom Unit Complete With A Full Kitchen And 3-Piece Bathroom, Plus A Separate Bachelor-Style Area With Its Own Kitchenette And 3-Piece Bathroom. An Excellent Opportunity For Buyers Looking To Live Upstairs While Generating Rental Income, Multi-Generational Families, Or Investors Seeking A Move-In Ready Property. Ideally Located Just Minutes From Highway 401, Whitby GO, Shopping, Restaurants And Everyday Amenities, With Schools Within Walking Distance. Situated In A Mature Neighbourhood Surrounded By Continued Growth And Development, This Is A Unique Opportunity To Own A Fully Renovated Home With Exceptional Flexibility And Income Potential!

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Got questions?

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agent
Angela Montano
(647) 283-2643

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,862
Lot Size52 ft x 132.5 ft
mls© NumberE13719460
Listed ByRE/MAX METROPOLIS REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$489
Heat allowance
$150
Housing costs
$4,221 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$130,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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Comparable sales

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