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Listed 8 days ago

513 Centre Street S

Downtown Whitby, Whitby

$1,199,000

Detached|2-Storey
4 | 2 | 3
About this home

Welcome to 513 Centre St South! This remarkable Heritage Home has been lovingly maintained both inside & out. Much care has been given to honouring the classic charm & character, while subtly introducing modern updates over the years. Original craftsmanship has been preserved in the kitchen cabinetry, while being complimented with contemporary appliances, quartz counters & a coffee station. Enjoy gathering with family & friends in the spacious formal dining room off the kitchen. The expansive family room features a gas fireplace, alongside what could be utilized as an office nook or gaming space. The luxurious living room boasts another cozy fireplace, with meticulously refinished cabinetry adorning the adjacent sitting area. Upstairs you will be delighted to find 4 generously sized bedrooms each with hardwood flooring & crown moulding. The basement is perfectly finished with a massive rec room complete with yet another fireplace. The 5th bedroom would also serve well as a home office or home gym. The enormous laundry area offers additional storage space with room for a workshop. Step outside into what is truly a backyard oasis where you'll be surrounded by mature trees as you plunge into the pool, lounge in the hot tub or enjoy a picnic on the patio. Pool house has been restored & serves as useful outdoor storage. Conveniently nestled in the downtown core within walking distance to restaurants, pubs, shops, boutiques, medical buildings, main library, parks & top rated schools. Close to GO Station, 401 & bus routes for an easy commute. This exceptionally rare & very special home awaits you!

Extras

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  • Sun, Aug 30

    2:00 PM – 4:00 PM

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Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$7,493
Lot Size53.68 ft x 136 ft
mls© NumberE13697448
Listed ByRE/MAX ROUGE RIVER REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,137
Property tax
$624
Heat allowance
$150
Housing costs
$6,911 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $239,800
25-yr amortization

Income needed

$213,000

gross annual household income

Payment at 4%
$5,046 / mo
Cash down
$239,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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