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Downtown Whitby, Whitby
$1,199,000
Welcome to 513 Centre St South! This remarkable Heritage Home has been lovingly maintained both inside & out. Much care has been given to honouring the classic charm & character, while subtly introducing modern updates over the years. Original craftsmanship has been preserved in the kitchen cabinetry, while being complimented with contemporary appliances, quartz counters & a coffee station. Enjoy gathering with family & friends in the spacious formal dining room off the kitchen. The expansive family room features a gas fireplace, alongside what could be utilized as an office nook or gaming space. The luxurious living room boasts another cozy fireplace, with meticulously refinished cabinetry adorning the adjacent sitting area. Upstairs you will be delighted to find 4 generously sized bedrooms each with hardwood flooring & crown moulding. The basement is perfectly finished with a massive rec room complete with yet another fireplace. The 5th bedroom would also serve well as a home office or home gym. The enormous laundry area offers additional storage space with room for a workshop. Step outside into what is truly a backyard oasis where you'll be surrounded by mature trees as you plunge into the pool, lounge in the hot tub or enjoy a picnic on the patio. Pool house has been restored & serves as useful outdoor storage. Conveniently nestled in the downtown core within walking distance to restaurants, pubs, shops, boutiques, medical buildings, main library, parks & top rated schools. Close to GO Station, 401 & bus routes for an easy commute. This exceptionally rare & very special home awaits you!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2500-3000 sq. ft. |
| Property Tax | $7,493 |
| Lot Size | 53.68 ft x 136 ft |
| mls© Number | E13697448 |
| Listed By | RE/MAX ROUGE RIVER REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,137
- Property tax
- $624
- Heat allowance
- $150
- Housing costs
- $6,911 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$213,000
gross annual household income
- Payment at 4%
- $5,046 / mo
- Cash down
- $239,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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