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108 - 454 Centre Street
Central, Oshawa
$369,000
Welcome to this beautifully maintained 2-storey condo apartment that feels just like a townhouse! This bright and spacious home features 3 generous bedrooms, 1 full washroom, 1 exclusive parking & locker. The functional layout offers a modern kitchen, an open-concept living and dining area, and a spacious living room with direct walk-out access to a private backyard, perfect for relaxing or entertaining. Conveniently located in the heart of Central Oshawa, this home is close to schools, parks, public transit, shopping, restaurants, Durham College, Ontario Tech University, Highway 401, GO Transit, and all essential amenities. An excellent opportunity for first-time home buyers, families, downsizers, or investors seeking comfort, convenience, and value.
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| Type | Condo Apartment |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 1000-1199 sq. ft. |
| Maintenance Fees | $1,098 |
| Locker | Exclusive |
| Balcony | Terrace |
| Exposure | East |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Underground |
| Property Tax | $2,241 |
| mls© Number | E13634590 |
| Listed By | RE/MAX IMPACT REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,889
- Property tax
- $187
- Heat allowance
- $150
- Condo fees, half counted
- $549
- Housing costs
- $2,775 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$85,000
gross annual household income
- Payment at 4%
- $1,553 / mo
- Cash down
- $73,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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