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New6 days ago

470 Cromwell Avenue

Vanier, Oshawa

$795,000

Detached|Bungalow
3 | 3 | 5
About this home

A Rare Find in Vanier, Oshawa! Just 1.7km from the GO Train (Lakeshore East) - perfect for Toronto commuters - this fully upgraded detached bungalow offers 3+1 bedrooms, 3 bathrooms, and a finished basement with separate entrance, private bedroom, bathroom & full kitchen, ideal for extended family or rental income. Enjoy dual laundry (main floor + basement), roof (2020), furnace (2022), brand-new heat pump (2024), upgraded 200-amp electrical panel, upgraded attic insulation (2024), brand-new backyard concrete, and fresh paint throughout - plus all main floor appliances new in 2025 (stove, dishwasher, washer/dryer). Move-in ready with zero cosmetic work needed, this home has been lovingly maintained by long-term owners, and it shows the moment you walk in. Steps to Highway 401, Oshawa Centre Mall (200+ stores, walking distance), 14 schools, 11 parks, 50+ recreational facilities, multiple bus routes at your door, and just minutes to Lakeview Park & the Oshawa waterfront - this is a must-see for first-time buyers, GTA commuters, and investors alike. Book your showing today!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,726
Lot Size65.25 ft x 115 ft
mls© NumberE13622980
Listed ByTHE CANADIAN HOME REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,069
Property tax
$394
Heat allowance
$150
Housing costs
$4,613 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,000
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,345 / mo
Cash down
$159,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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