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Listed 1 month ago

134 Front Street E

Port Whitby, Whitby

$1,899,000

Detached|2-Storey
4 | 5 | 4
About this home

In Port Whitby, directly facing the park with a creek just beyond, 134 Front St E occupies a front-row position in one of Whitby's most distinctive waterfront-adjacent settings. It is the kind of address where green space, shoreline access, and marina-side living are not distant ideas, but part of the surrounding everyday landscape. Thoughtfully expanded with a recently added custom-built addition, this detached 2-storey residence offers 4,491 sq. ft. above grade, set on an impressive 104.62 x 86.2 ft lot. Inside, 11 ft ceilings on the main floor immediately create a sense of volume and calm, allowing the home's character and modern scale to work in quiet balance. Generous principal rooms offer space for gathering, while more private areas support work, retreat, guests, or multigenerational flexibility. The living room is anchored by a fireplace, the formal dining room opens outdoors, and the kitchen and breakfast area centre daily life with impressive proportion and a centre island. A private office with walk-out and a main-floor bedroom with ensuite add meaningful versatility without compromising the home's sense of flow. Upstairs, the vaulted primary suite feels calm and considered, complete with a 5-piece ensuite, soaker tub, and heated floors. Additional bedrooms are well scaled and supported by full baths, while the separate basement entrance offers further flexibility for recreation, storage, work, or future vision. An attached garage, private drive, and backup generator add the practical confidence expected in a home of this calibre. Beyond the property, Port Whitby offers a quietly connected lifestyle: waterfront trails, the marina, parks, local amenities, and Whitby GO access are all close at hand. It is a setting shaped by history, water, and community - and a home with substance, presence, and a story that cannot be easily replicated.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3500-5000 sq. ft.
Property Tax$16,066
Lot Size104.62 ft x 86.2 ft
mls© NumberE13486476
Listed ByRE/MAX HALLMARK FRASER GROUP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,720
Property tax
$1,339
Heat allowance
$150
Housing costs
$11,209 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $379,800
25-yr amortization

Income needed

$345,000

gross annual household income

Payment at 4%
$7,991 / mo
Cash down
$379,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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