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522 - 1614 Charles Street
Port Whitby, Whitby
$629,000
Perfect opportunity for downsizers and first-time home buyers! This exceptionally sun-filled suite features bright, spacious rooms, an open-concept kitchen and living area, and a huge balcony - a true bonus for everyday living and entertaining. Residents of The Landing enjoy an exceptional range of amenities, including a fully equipped gym, yoga room, elegant party room, study/meeting workspace, lounge, pet wash, bike wash/repair station, event area with outdoor terrace and BBQs, and more. This beautifully designed unit offers 2 bedrooms, 2 bathrooms, and a versatile den. Parking and locker are included. Ideally situated just steps to the waterfront and within walking distance to the lake, scenic trails, parks, and the Whitby GO Station, making commuting effortless. Only minutes from major highways, shopping, dining, and all essential conveniences. A perfect blend of comfort, location, and lifestyle - this is condo living at its best!
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | 0-5 |
| Size | 700-799 sq. ft. |
| Maintenance Fees | $694 |
| Locker | Owned |
| Balcony | Enclosed |
| Exposure | South |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Underground |
| Property Tax | --- |
| mls© Number | E13166736 |
| Listed By | RE/MAX IMPACT REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's estimated carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,220
- Property tax (estimated)
- $0
- Heat allowance
- $150
- Condo fees, half counted
- $347
- Housing costs
- $3,716 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$114,000
gross annual household income
- Payment at 4%
- $2,647 / mo
- Cash down
- $125,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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