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Listed 4 months ago

805B Athol Street

Downtown Whitby, Whitby

$1,179,900

Semi-Detached |Bungalow
3 | 3 | 4
About this home

Plan ahead-invest in your future! This legal duplex, semi-detached style bungalow is finished throughout the main level and offers exceptional versatility for homeowners and investors alike. The main floor features 9 ft ceilings, 3 spacious bedrooms, 3 bathrooms, and an open-concept kitchen with a walk-out to a deck overlooking Peel Park-complete with tennis courts, soccer fields, a baseball diamond, and more. Situated on a premium lot, the property also offers 4-car parking. The unfinished basement leaves your options open! Finish the walk out basement into additional living space for your family, multi-generational living, or create basement apartment with the separate entrance for potential rental income. Located in a highly desirable, family-friendly neighbourhood, just steps to parks, schools, shopping, restaurants, and everyday amenities, with easy access to Highways 401, 412, and 407 and public transit.

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
StyleBungalow
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax---
Lot Size27 ft x 271 ft
mls© NumberE12953658
Listed ByROYAL HERITAGE REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's estimated carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,039
Property tax (estimated)
$0
Heat allowance
$150
Housing costs
$6,189 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $235,980
25-yr amortization

Income needed

$190,000

gross annual household income

Payment at 4%
$4,965 / mo
Cash down
$235,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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