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Palmerston-Little Italy, Toronto
$2,995,000
Set on Grace Street in the heart of one of Toronto's most established west-end neighbourhoods, this three-storey semi balances thoughtful design, generous proportions and a substantial list of recent improvements.The main floor is defined by white oak hardwood, floor-to-ceiling windows and a refined open-concept plan. At the entrance, a custom built-in bookshelf creates a natural separation from the living room while incorporating a coat closet on the entry side, a considered detail that sets the tone for the rest of the home. A powder room adds everyday practicality, while the living and dining areas connect effortlessly to a generous chef's kitchen finished with marble countertops, a five-burner gas range, Bosch dishwasher and well-sized pantry. Floor-to-ceiling sliding doors extend the kitchen, the natural hub of the house out to a newly finished deck and private backyard, complete with a three-person Finnish sauna and new fencing. The second floor offers three well-proportioned bedrooms, each with a closet and large windows, alongside laundry and a distinctive five-piece family bathroom thoughtfully designed with three sinks to accommodate the three bedrooms. The entire third floor is devoted to the primary suite. Exposed brick brings warmth and character, while floor-to-ceiling windows and carefully placed lighting create a bright, calm retreat. The bedroom includes a double-door closet, spa-inspired four-piece ensuite and direct access to a private rooftop deck. Downstairs, the finished lower level provides another comfortable family room, a renovated four-piece bathroom and a separate walkout, well suited to overnight guests, work-from-home needs or additional family space. A large storage area and separate cold storage add further utility. The detached two-car garage is fully serviced with plumbing and electrical, including its own sub-panel and EV charger. The location places daily life within easy reach of Bloor Street, College St, Ossington & Bathurst.
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| Type | Semi-Detached |
| Style | 3-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,812 |
| Lot Size | 18.5 ft x 114 ft |
| mls© Number | C13761792 |
| Listed By | PROPERTY.CA INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $15,330
- Property tax
- $651
- Heat allowance
- $150
- Housing costs
- $16,131 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$496,000
gross annual household income
- Payment at 4%
- $12,603 / mo
- Cash down
- $599,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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