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University, Toronto
$1,498,000
An exceptional new price presents a rare opportunity to own a grand Harbord Village Victorian on one of downtown Toronto's premier residential streets. Spanning three finished storeys plus a fourth-level loft, this substantial character home offers soaring ceilings, bright sunlit spaces, and incredible layout flexibility with up to 5 bedrooms, 3 bathrooms, and 2 kitchens-perfect for a large single-family residence, multi-generational living (currently set up as 2 spacious multi-level units), or a potential multi-suite investment. A lot of room to grow with 3,500 SF of space on all levels (including the unfinished basement). Highlights include a third-floor layout with a galley kitchen that walks out to an expansive private deck with panoramic skyline views, a separate exterior staircase to the second level, and a rare, massive rear lane block garage accommodating two-car parking. Large unfinished and untapped basement with separate entry. Positioned in an unbeatable location steps to U of T, College Street dining, Kensington Market, Little Italy, Hospital Row, parks, and transit. Offers welcome anytime with no offer date. By appointment only.
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| Type | Semi-Detached |
| Style | 3-Storey |
| Approx. Age | 100+ |
| Size | 2500-3000 sq. ft. |
| Property Tax | $9,011 |
| Lot Size | 21 ft x 137 ft |
| mls© Number | C13702142 |
| Listed By | FREEMAN REAL ESTATE LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,667
- Property tax
- $751
- Heat allowance
- $150
- Housing costs
- $8,568 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$264,000
gross annual household income
- Payment at 4%
- $6,304 / mo
- Cash down
- $299,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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