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New3 hours ago

111 Larch Street

Berrisfield, Hamilton

$579,000

Semi-Detached |2-Storey
4 | 2 | 2
About this home

Super bright and updated 4 bedroom home ideal for first-time buyers seeking turn-key convenience, low-maintenance living, and long-term value. The main level features a spacious living room flooded with natural light from extra-large windows, detailed wainscotting in the hallway, and refinished hardwood flooring with twelve modern LED pot lights. Modern eat-in kitchen boasts ceramic flooring, a matching ceramic backsplash, a full suite of stainless steel appliances-including a built-in dishwasher and an exterior-vented microwave fan-and ample space for daily family dining. Rounding out the main floor is a convenient two-piece powder room with a updated vanity and toilet, alongside a dedicated side entrance providing effortless access to the outdoors. The second level hosts 4 bedrooms complete with refinished hardwood floors, highlighted by a primary bedroom with an extra-large closet. A refreshed four-piece bathroom serves the upper level with ceramic tile flooring, a ceramic tub surround, and an updated vanity. The professionally finished lower level offers valuable extra living space equipped with premium carpet and fifteen LED pot lights & a multi-use den or fifth bedroom with double windows, a separate laundry room. Huge fully fenced yard is an entertainer's retreat featuring a side deck, a concrete patio complete with a gazebo, and a 12'x10' storage shed. Situated in highly accessible, family-friendly neighbourhood, this home offers quick access to local parks, elementary secondary schools, mosque's, temples, churches, daycares, public transit & dining amenities within walking distance. Many updates include 100-amp circuit breaker panel, roof re-shingled in 2016, updated mechanical systems including a high-efficiency furnace installed in 2022 and air conditioning updated in 2023.This property is completely ready for you to move in and enjoy.

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
Style2-Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,127
Lot Size49.68 ft x 80 ft
mls© NumberX13691882
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,964
Property tax
$344
Heat allowance
$150
Housing costs
$3,457 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,800
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,437 / mo
Cash down
$115,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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