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Listed 10 days ago

4 Royal Orchard Crescent

443 - Lakeport, St. Catharines

$775,000

Detached|2-Storey
4 | 4 | 5
About this home

Quiet street out front, summer fun out back - and a great home in the middle! Tucked away on a family-friendly crescent in the north end of St. Catharines, this lovely 1,900 sq. ft. 2-storey detached home offers 4 bedrooms, 4 baths and plenty of room to spread out. A double-wide concrete driveway provides parking for four plus a single attached garage, while a stamped concrete walkway leads to the covered front porch and updated entry door. Inside, the spacious living room features hardwood floors and a bow window overlooking the front yard, with a formal dining room across the hall. The kitchen offers updated cabinetry and counters, Blanco quartz sink, tile backsplash, stainless steel fridge and stove, Bosch dishwasher and over-the-range microwave. A walk-in pantry and 2-piece bath are nearby, along with convenient access to the backyard. On the other side of the home at the back is a versatile main-floor family room with hardwood floors and a wood-burning fireplace. Sliding doors lead to the year-round sunroom, where garden doors open to a backyard ready for fun and relaxation - a large deck, patio and lounging areas, two storage sheds and a refreshing salt water, kidney-shaped inground pool with shallow and deep ends (pool permit 1998). Back inside and upstairs are four good-sized bedrooms with original hardwood floors, including a spacious primary with 3-piece ensuite, plus an updated 4-piece main bath. The finished basement adds a large rec room, finished storage room, a 2-piece bath and laundry/storage/mechanical room. Furnace replaced in 2015, central air, central vac, 200-amp breaker service and windows updated from original. A great home with plenty of space to live, room to grow and the opportunity to make it your own - plus a backyard that knows how to make the most of summer!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age51-99
Size2000-2500 sq. ft.
Property Tax$5,969
Lot Size56.93 ft x 105 ft
mls© NumberX13678726
Listed ByRE/MAX HENDRIKS TEAM REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,967
Property tax
$497
Heat allowance
$150
Housing costs
$4,614 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,000
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,261 / mo
Cash down
$155,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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