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New5 days ago

196 Harwood Road

, Cambridge

$1,009,000

Detached|2-Storey
4 | 4 | 4
About this home

Welcome to this beautifully updated 4-bedroom, 4-bathroom home, perfectly situated on a quiet, family-friendly street and set on an impressive pool-sized lot.Thoughtfully maintained and extensively updated, this home features a beautifully updated kitchen that serves as the heart of the home, a convenient main floorlaundry room, a dedicated home office, and a warm, inviting family room-offering functional spaces for today's busy lifestyle. The fully finished basement with 3 piecebath provides exceptional additional living space for growing families, entertaining, or relaxing. Step outside to your own private backyard retreat, complete with acovered deck, hot tub, and mature landscaping that creates a peaceful, private setting to enjoy year-round. Offering the perfect blend of space, comfort, thoughtfulupdates, and privacy, this move-in-ready home is one you won't want to miss. Notable updates include: Windows(2018,2026), Kitchen 2020, Basement 2023, Furnace2019, AC 2022, roof 2017. Full list of updates available.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$7,062
Lot Size50.64 ft x 174.89 ft
mls© NumberX13675622
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,165
Property tax
$588
Heat allowance
$150
Housing costs
$5,903 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $201,800
25-yr amortization

Income needed

$182,000

gross annual household income

Payment at 4%
$4,246 / mo
Cash down
$201,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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