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New6 days ago

44 Westbank Trail

Stoney Creek Mountain, Hamilton

$674,900

Freehold Townhouse|2-Storey
2 | 3 | 2
About this home

Welcome to 44 Westbank Trail, a rare find on Stoney Creek Mountain: a freehold link townhome with no road fees, no front neighbours, and no rear neighbours, backing directly onto green space. From the moment you step inside, this one feels different. Dark hardwood flows through a bright main level, California shutters dress every window, and the white kitchen pairs dark granite counters with a classic subway backsplash. Upstairs delivers something few townhomes can: two generous bedrooms, each with its own walk-in closet and private ensuite, plus the convenience of upper-level laundry. The primary stretches over fifteen feet, with a sun-filled second bedroom nearly matching it. Downstairs, a full unfinished basement with cold room is a blank canvas, ready to become a rec room, gym, or home office. Outside, the attached garage offers direct access to the backyard, where a concrete patio and green lawn back onto trees instead of neighbours. With approximately1,312 square feet above grade, built in 2014 and immaculately kept, this home suits first-time buyers wanting a turn-key start, professionals seeking low-maintenance freehold living, and downsizers who refuse to compromise on privacy. Steps to the trails along Felker's Creek and minutes to every Heritage Green amenity, schools, transit, and highway access, 44 Westbank is the townhome that lives like a detached.

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agent
Angela Montano
(647) 283-2643
TypeAtt/Row/Townhouse
Style2-Storey
Approx. Age6-15
Size1100-1500 sq. ft.
Property Tax$4,552
Lot Size34.19 ft x 67.42 ft
mls© NumberX13672904
Listed ByCOLDWELL BANKER COMMUNITY PROFESSIONALS

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,454
Property tax
$379
Heat allowance
$150
Housing costs
$3,984 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $134,980
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,840 / mo
Cash down
$134,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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