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, Cambridge
$499,900
Say goodbye to monthly condo fees and hello to freehold freedom at 35 Mill Creek Road, Cambridge. A cute, welcoming front porch greets you, setting the stage for this charming, freshly painted home. Step inside to a sundrenched living room that flows effortlessly into the updated kitchen, complete with modern white cabinets, a classic farm sink, and sleek stainless steel appliances. From the kitchen, walk straight out to your private deck overlooking the peaceful creek-the ultimate spot for quiet morning coffees or weekend drinks with friends. The upper level features two good-sized bedrooms and a clean four-piece bath. Downstairs, the finished basement adds incredible value with a cozy rec room, a convenient laundry room, and easy walkout access directly to the yard. This is the perfect, low-maintenance alternative to condo living, located in a mature neighbourhood just minutes from Highway 401, major shopping, and top local amenities. Own your home, own your land, and enjoy creek-side living. Updates include: Kitchen Reno (2017), New Fridge (2024), New Front Porch (2022) Planks Replaced with Composite (2025), 3rd Bedroom Conversion to Walk-In Closet with Custom Built-Ins by California Closets (2023), New Furnace & Heat Pump (2021), New Washer/Dryer (2022), Patio Door & Rear Deck (2025).
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| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,160 |
| Lot Size | 19.06 ft x 192.88 ft |
| mls© Number | X13667848 |
| Listed By | ROYAL LEPAGE CROWN REALTY SERVICES |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $263
- Heat allowance
- $150
- Housing costs
- $2,972 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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