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Listed 13 days ago

121 Lockhart Drive

461 - Glendale/Glenridge, St. Catharines

$679,000

Detached|Sidesplit
3 | 2 | 7
About this home

Peace, Privacy & A Beautiful Garden Setting ~ Tucked away in a quiet, secluded setting beside the wooded, tree-filled Niagara Escarpment, this lovingly cared-for one-owner home is being offered to the market for the very first time. Set on a generous 70' x 130' fully fenced and beautifully landscaped lot, this 1,100 sf side-split offers a wonderful combination of privacy, space and comfortable everyday living. Inside, the home retains a warm, inviting feel with hardwood floors flowing through the living and dining rooms, complemented by large picture and bay windows that fill these spaces with natural light. The kitchen features oak cabinetry and stainless steel appliances, while the spacious four-piece main bath offers a whirlpool tub and separate shower stall. With three bedrooms, 1.5 baths and a finished basement recreation room featuring an abundance of large above grade windows, there is plenty of room for family living, hobbies and relaxing. The home has been well cared for over the years and offers modest updates, providing an excellent opportunity to move in and make it your own. Outside is where this property truly shines. The sun-filled, fully fenced backyard is surrounded by mature gardens and established landscaping, creating a private and peaceful outdoor retreat. Enjoy morning coffee or summer evenings on the patio, or gather beneath the covered seating area beside the garden shed, providing a charming space to relax and enjoy the seasons. A one-car garage and an impressive six-car driveway provide plenty of parking for family and guests. First time on the market, lovingly maintained by its original owner and nestled in a setting that feels wonderfully removed from the everyday. A home with space, character, privacy and a location that invites you to slow down and enjoy it. Footsteps to the Bruce Trail and minutes to the Pen Centre and Hwy 406. A/C(2026) Furnace(2022) Roof(2011) Fridge(2026) Washer & Dryer(2024)

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleSidesplit
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,784
Lot Size70.16 ft x 130.3 ft
mls© NumberX13667214
Listed ByCentury 21 Heritage House LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,475
Property tax
$482
Heat allowance
$150
Housing costs
$4,107 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,800
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$2,857 / mo
Cash down
$135,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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