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Sunninghill, Hamilton
$645,900
Welcome home to 481 Upper Gage Ave! This well maintained home on the East Hamilton Mountain offers over 1,900 sq. ft. of finished living space, 5 bedrooms, 2 bathrooms, and a fully finished in-law suite with its own covered separate entrance, well suited for extended family, multi-generational living, or anyone who needs a self-contained space under the same roof. The big-ticket items are already done: new roof (2025), furnace and A/C (2024), roof de-icing cables (2026), updated windows and doors, modern flooring, fresh paint, updated light fixtures, and stainless steel kitchen appliances. Crown moulding runs through the main living areas adding charm and character, while the functional layout gives you real flexibility for how you use the space. Outside, you'll find beautifully landscaped front and rear yards, the backyard is fully fenced for kids and pets, and the powered rear shed is ready for a workshop, storage, or hobby space. As one of Upper Gage's original homes, it's also one of the few in the area with a true front yard and a generous setback from the road, adding curb appeal, privacy, and separation from the street. The location is a major highlight here - You're 4 minutes to the highway, 6 minutes to Lime Ridge Mall, and within walking distance of grocery stores, shopping, restaurants, banks, schools, parks, The Gym On Fennell, and the Mountain Brow trails, with transit and rec centres nearby. Whether you're a first-time buyer, growing family, or investor, 481 Upper Gage offers the versatility, updates, and location to suit a wide range of lifestyles.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,282 |
| Lot Size | 49.65 ft x 110 ft |
| mls© Number | X13658992 |
| Listed By | REVEL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,306
- Property tax
- $357
- Heat allowance
- $150
- Housing costs
- $3,813 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,718 / mo
- Cash down
- $129,180
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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