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, Cambridge
$639,900
Charming Bungalow with In-Law Suite & Oversized Garage! This well-maintained bungalow offers incredible flexibility for families, investors, or those looking for multi-generational living. The main floor features 3 bedrooms, a full bathroom, a spacious living room, and a bright eat-in kitchen. The finished basement includes a recreation room and a separate one-bedroom in-law suite with its own private entrance, kitchen, and living area, offering excellent potential for extended family or additional income. Outside, you'll find an oversized detached garage, a garden shed for extra storage, and no rear neighbours, providing added privacy and outdoor enjoyment. While the home has been well cared for, it also offers an excellent opportunity for buyers to add their own personal style and build equity through cosmetic updates. Situated in a mature, family-friendly neighbourhood, Elmwood Avenue offers the perfect balance of convenience and community. Schools, parks, shopping, public transit, and everyday amenities are all within walking distance. Enjoy quick access to Highway 401, downtown Galt, Hespeler Road, and nearby walking trails. A fantastic opportunity to own a solid home in a desirable, well-connected location with endless potential.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 31-50 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,982 |
| Lot Size | 40 ft x 110 ft |
| mls© Number | X13648130 |
| Listed By | RE/MAX REAL ESTATE CENTRE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,275
- Property tax
- $332
- Heat allowance
- $150
- Housing costs
- $3,757 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$116,000
gross annual household income
- Payment at 4%
- $2,693 / mo
- Cash down
- $127,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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