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Listed 27 days ago

118 Chester Drive

, Cambridge

$775,000

Detached|Bungalow
2 | 2 | 3
About this home

BUNGALOW WITH IN-LAW POTENTIAL: Located in a sought after, family-friendly neighborhood; this fully finished brick bungalow is squeaky clean, shows great and offers over 2200sqft of finished living space. The bright, open-concept main level features a spacious living room and a dining area overlooking the large, functional wrap around kitchen with ample counter space, pantry and plenty of storage. This level also includes hardwood + ceramic floors, large 5pcs bath and two generously sized bedrooms, with the primary suite boasting separate his and her closets. Needing extra space for the kids or in-laws? The finished basement boasts a huge rec room, two large bedrooms, four-piece bath, cold cellar and a spacious utility/storage area. This floor plan lends itself perfectly to a potential future IN-LAW set-up with its walk-out basement and rough-in wet bar (future kitchenette). Enjoy morning coffee or an evening cocktail on either the upper or lower decks which overlook a gorgeously landscaped, partially fenced yard with rock garden and shed. First time offered on the market, this carpet-free, one-owner home also features 5 appliances, c/air, water softener, water purifier, enclosed porch, concrete drive and concrete stairway to yard. This fabulous home is situated in a convenient East Galt location just minutes to shopping, parks, nature trails, future Cambridge Recreation Complex and brand new public + catholic schools set to open September 2026. Be sure to add 118 Chester Drive to your must see list today!!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age6-15
Size1100-1500 sq. ft.
Property Tax$5,078
Lot Size35.1 ft x 92.06 ft
mls© NumberX13597404
Listed ByGrand West Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,967
Property tax
$423
Heat allowance
$150
Housing costs
$4,540 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,000
25-yr amortization

Income needed

$140,000

gross annual household income

Payment at 4%
$3,261 / mo
Cash down
$155,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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