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Listed 29 days ago

5 - 15 Derby Street

Broughton, Hamilton

$514,900

Condo Townhouse |
3 | 3 | 2 | 0
About this home

Welcome to 15 Derby Street, a charming family townhome nestled in the highly sought-after Broughton neighbourhood on Hamilton's desirable East Mountain. Perfect for first-time buyers, growing families or commuters, this inviting home offers a fantastic, functional layout filled with comfort and convenience. The main level features a spacious, open-concept living and dining area alongside a well-appointed kitchen. Transition into the bright living room, where sliding glass patio doors lead to your private rear deck and fully fenced yard-ideal for outdoor relaxation, kids, pets or summer entertaining. The upper level offers a generous primary suite complete with a large walk-in closet, a second closet and a private 3-piece ensuite bathroom. Two additional well-sized bedrooms share a separate 4-piece main bath, providing plenty of flexible space for children, guests or a dedicated home office. The basement offers 2 additional rooms. A single-car garage with inside entry adds essential everyday utility. This well-maintained property is a wonderful opportunity to move right in and add your own personal cosmetic touches over time. Unbeatable location within walking distance to local parks, schools, transit and shopping plazas, with immediate access to the LINC and major highways for a seamless commute! Note - school bus stops for elementary schools in the neighborhood, also a short HSR ride to Bishop Ryan HS, Nora Henderson HS and St. Jean de Brebeuf Catholic HS.

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agent
Angela Montano
(647) 283-2643
TypeCondo Townhouse
Style2-Storey
Approx. Age31-50
Size1200-1399 sq. ft.
Maintenance Fees$454
LockerNone
BalconyNone
ExposureEast
Parking TypeAttached
Parking Spaces2
Parking FeaturesPrivate
Property Tax$3,930
mls© NumberX13589214
Listed ByHalton Heritage Realty Inc.
Building Insurance Included
Common Elements Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,635
Property tax
$328
Heat allowance
$150
Condo fees, half counted
$227
Housing costs
$3,340 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $102,980
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,167 / mo
Cash down
$102,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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