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Listed 1 month ago

471 Old Mud Street

Stoney Creek, Hamilton

$899,000

Detached|2-Storey
4 | 4 | 4
About this home

Space, style, and function come together in this 2,458 sq ft two-storey. The open-concept main floor features a living room with a stone-surround gas fireplace and built-ins, plus a spacious eat-in kitchen with granite counters, stainless steel appliances, and tiled backsplash. A curved oak staircase with wrought iron spindles anchors the foyer, with hardwood flooring throughout the main and upper levels. Upstairs, the primary bedroom offers a walk-in closet and 4-piece ensuite, joined by three more bedrooms and a second 4-piece bath. The fully finished basement adds a large recreation room, a fifth bedroom, a 3-piece bath, and utility area. 9 ft ceilings on the main floor, double car garage, and driveway parking for four round out this move-in ready home.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age6-15
Size2000-2500 sq. ft.
Property Tax$6,924
Lot Size39.37 ft x 98.43 ft
mls© NumberX13573672
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,601
Property tax
$577
Heat allowance
$150
Housing costs
$5,328 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,800
25-yr amortization

Income needed

$164,000

gross annual household income

Payment at 4%
$3,783 / mo
Cash down
$179,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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